FAQs

Have a question? We’ve put together a selection of some of the typical questions we get asked on a regular basis and our answers. If by chance you need to know something that isn’t covered here please contact us and we will be more than happy to discuss your query.

  1. Why would I contact a Financial Planner?

    If you want assistance in managing your money better or for any of the following:

    • Setting up or reviewing your Superannuation
    • Insurance advice (Life, Total and Permanent Disability, critical illness protection)
    • Retirement planning
    • Estate planning
    • Seeking investment options
    • Debt management
    • Wanting to reduce the balances on your credit cards
    • Cash flow and budgeting
    • Deciding how to use an inheritance

     

  2. How much does it cost for our services?

    It depends on what you want

     

    Checking Us Out

    If you are looking to engage a financial planner and you want to meet us out to see if we can help and if we are the right fit for you, then the first meeting is at our cost and without any obligation. It’s a chance for us to decide if we wish to work with each other, and for us to determine if we can be of benefit to you.

    Costs will then depend on what work we do for you but this will be discussed with you at the initial meeting.  We don’t go ahead until we have your express permission. 

    To make the best use of our time together we may send you some material in advance of our first meeting. This material will help you prepare for the meeting and have a better understanding of how we might work together.

     

    Just Getting Information

    On the other hand, some people don’t want an ongoing relationship.  If you just want a single meeting to ask about, for example, how aged care works, or the rules around superannuation and retirement, or maybe applying for Centrelink benefits. You may need a hand filling out forms.  If you want one of these types of meetings, that’s absolutely fine, and we just charge at our standard hourly rate.  We’ll advise you of the cost before you book the meeting.

     

  3. What does Advice for Living do?

    We help individuals and families to achieve peace of mind and financial certainty so they can get on with their lives and look forward to a bright future.

    By working with you to develop strategies for wealth building, family protection and practical financial direction we can minimise the “What If” situations that life throws at you from time to time.